Top Cities for Credit Fraud Alerts

Las Vegas, Houston tie for first place, with Miami, New York and San Jose not far behind.

2 MIN READ

LendingTree® is out Wednesday with a study on where people are most likely to have asked a credit bureau to place a fraud alert on their credit report.

Key findings of the study:

  • The average rate of fraud alert requests among all cities reviewed is 6.4%.
  • Las Vegas and Houston tie for the highest rate of fraud alerts, at 13.6%.
  • Miami and New York are close behind, tied at 12.9%.
  • Rochester, N.Y. has the lowest rate of people requesting fraud alerts at 2%. Nearby Buffalo, N.Y. has 2.6%.

Big cities lead the pack
1 (tie) – Las Vegas
My LendingTree users with fraud alerts: 13.6%

1 (tie) – Houston
My LendingTree users with fraud alerts: 13.6%

3 (tie) – Miami
My LendingTree users with fraud alerts: 12.9%

3 (tie) – New York
My LendingTree users with fraud alerts: 12.9%

5 – San Jose, Calif.
My LendingTree users with fraud alerts: 11.8%

Rust Belt and Missouri cities have the fewest alerts

50 – Rochester, N.Y.
My LendingTree users with fraud alerts: 2%

49 – Buffalo, N.Y.
My LendingTree users with fraud alerts: 2.6%

47 (tie) – St. Louis
My LendingTree users with fraud alerts: 2.8%

47 (tie) – Pittsburgh
My LendingTree users with fraud alerts: 2.8%

With millions of Americans affected by data breaches every year, such as recent revelations at Uber and Equifax, LendingTree decided to look at anonymized data from a sample of the over 7 million My LendingTree users to see where people are most likely to have asked a credit bureau to place a fraud alert on their credit report. My LendingTree, available online and at app stores, offers free credit monitoring that includes alerts within 30 minutes of activity on your credit report.

Rate of Fraud Alerts on Credit Reports
Rank
Metro
% of My LendingTree
Users With Fraud Alerts
1
Houston
13.6%
1
Las Vegas
13.6%
3
Miami
12.9%
3
New York
12.9%
5
San Jose, Calif.
11.8%
6
Los Angeles
11.3%
7
San Francisco
10.4%
8
Atlanta
9.8%
9
Dallas
9.6%
9
Phoenix
9.6%
11
Jacksonville, Fla.
9.1%
12
Seattle
8.4%
13
Riverside, Calif.
8.0%
14
San Diego
7.7%
15
Chicago
7.6%
15
Washington
7.6%
17
Austin, Texas
7.5%
18
Tucson, Ariz.
7.3%
19
Salt Lake City
7.0%
20
Sacramento, Calif.
6.7%
21
Philadelphia
6.6%
22
Orlando, Fla.
6.5%
22
San Antonio
6.5%
24
Denver
6.2%
25
Portland, Ore.
6.1%
26
New Orleans
5.8%
27
Minneapolis
5.5%
27
Tampa, Fla.
5.5%
29
Detroit
4.7%
29
Nashville, Tenn.
4.7%
31
Raleigh, N.C.
4.5%
32
Memphis, Tenn.
4.4%
33
Charlotte, N.C.
4.3%
34
Birmingham, Ala.
4.1%
35
Baltimore
4.0%
36
Louisville, Ky.
3.9%
36
Oklahoma City
3.9%
38
Virginia Beach, Va.
3.7%
39
Cleveland
3.5%
39
Columbus, Ohio
3.5%
41
Indianapolis
3.3%
41
Milwaukee
3.3%
43
Grand Rapids, Mich.
3.1%
43
Richmond, Va.
3.1%
45
Cincinnati
3.0%
45
Kansas City, Mo.
3.0%
47
Pittsburgh
2.8%
47
St. Louis
2.8%
49
Buffalo, N.Y.
2.6%
50
Rochester, N.Y.
2.0%
Note: For the three month period ending 1/31/18.

Upcoming Events

  • Build-to-Rent Conference

    JW Marriott Phoenix Desert Ridge

    Register Now
  • Builder 100

    Dana Point, CA

    Register Now
  • Protecto Wall VP Standard Installation Video

    Webinar

    Register for Free
All Events